Texas is a tort state which basically means it is an "at-fault" state in terms of auto insurance.In Texas, all the above-mentioned coverages are options except for the liability coverage in a San Antonio insurance. However, if your car is under a financing scheme, your lender might require you to purchase a comprehensive and collision San Antonio auto insurance coverage.
The minimum mandatory liability limit is:Property damage - $25,000 for property damage
âEUR¢ bodily injury for a single person - $30,000
âEUR¢ bodily injury for two or more persons - $60,000 A survey done in 2011 indicated that Texas ranks 33 in terms of rate, with an average of $683.00 premium per vehicle. There is a way to lower down your premium and that is through discounts.Occupation Discount: There are some auto insurance companies that offer special discounts to professionals such as doctors, engineers, teachers, scientist and the military.Safety Devices Discount: A vehicle with added safety features usually gets special discounts from San Antonio insurance companies. Cars with automatic seatbelts, driver/passenger air bags, car alarm, anti-lock brakes and other safety and security devices are qualified for this type of discount.Payment Method Discount: Paying your San Antonio auto insurance premium on an installment basis through check, cash or credit card is more expensive due to added administrative fees. On the other hand, paying your premium through automated payment could earn you discounts. Credit Score Discount: Statistics show that drivers and car owners with good credit score are deemed to be more responsible with their funds and at some point, more reliable on roadways. Car owner/ drivers with food credit score sometimes get special discounts on their San Antonio insurance policy.Low Mileage Discount: Drivers who drive less than 12,000 miles in a year are exposed to less road-related risks and accidents. There are some San Antonio companies that offer this type of discount. Electric Car and Hybrid Car Discount: Going "green" in terms of car is a plus point for car insurers. If your car is a hybrid or electric, there's a good chance that a company can slash down your premium.
The minimum mandatory liability limit is:Property damage - $25,000 for property damage
âEUR¢ bodily injury for a single person - $30,000
âEUR¢ bodily injury for two or more persons - $60,000 A survey done in 2011 indicated that Texas ranks 33 in terms of rate, with an average of $683.00 premium per vehicle. There is a way to lower down your premium and that is through discounts.Occupation Discount: There are some auto insurance companies that offer special discounts to professionals such as doctors, engineers, teachers, scientist and the military.Safety Devices Discount: A vehicle with added safety features usually gets special discounts from San Antonio insurance companies. Cars with automatic seatbelts, driver/passenger air bags, car alarm, anti-lock brakes and other safety and security devices are qualified for this type of discount.Payment Method Discount: Paying your San Antonio auto insurance premium on an installment basis through check, cash or credit card is more expensive due to added administrative fees. On the other hand, paying your premium through automated payment could earn you discounts. Credit Score Discount: Statistics show that drivers and car owners with good credit score are deemed to be more responsible with their funds and at some point, more reliable on roadways. Car owner/ drivers with food credit score sometimes get special discounts on their San Antonio insurance policy.Low Mileage Discount: Drivers who drive less than 12,000 miles in a year are exposed to less road-related risks and accidents. There are some San Antonio companies that offer this type of discount. Electric Car and Hybrid Car Discount: Going "green" in terms of car is a plus point for car insurers. If your car is a hybrid or electric, there's a good chance that a company can slash down your premium.
About the Author
Olivares Ziegler Insurance Group, LLC is an independent insurance agency providing Auto Insurance, Home Insurance and Business insurance We represent Progressive, Travelers, Hartford, ASI, Kemper, and more.
San Antonio Auto Insurance
San Antonio Auto Insurance
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