How to save on insurances ?

Hello, this is my first post on this blog.The idea behind this blog is to help people on how to save on their insurances.We are going to talk about any kind of insurances.About how to get cheap car insurance, cheaper health insurance, discount rates on life insurances and home insurance.There are many factors, tips and tricks you can use to lower your rates.In this first post I won't explain you everything you need to know, but be patient ... I will cover that in my next posts in details.Believe it or not you can lower your rate with 30-40% or even more.Many people overpay for their insurances.I hate to pay a lot of money , so I've researched the Internet and I found a lot of ways to save money ... a lot of money.There are many promising ads on the Internet that offer you to save a lot of money.Go to Goolge.com and type cheap car insurance .You will find so many ads that offer you to save money, but are they scams?

In this blog I'll try to explain you which of these promising ads are scams, and which are not.Actually it is not easy, because there are so many companies on the Internet, which promise insurance discount rates, and I can not talk about every single car insurance company, but I will try also to give you tips and tricks on how to avoid scams.

OK, let's start with several basic tips on how to save on your car insurance

First of all you have something that is called risk profile.Your risk profile is affected by many different factors.It is not the only one thing that affect your rate, but it is important.So, if you want to save money on your insurance you have to have a good risk profile.If you have a good risk profile your insurance company will think you are a good buyer and so you will pay less for that.One of the most important factor of your risk profile is your credit history.We are going to talk that later.I'm going to show you tips and tricks on how to increase your credit report, but in several posts.Also your age affect your risk profile and your insurance rate.many companies consider people under 25 for high risky and so they charge them more.Nothing can be done here.You just need to wait and to be regular buyer.You will save a lot of money.Another important thing is your history.Have you ever been insured or have you ever been cancelled your insurance.That is important, because if you have ever cancelled your insurance you will pay much more.Insurance companies won't trust you, so you they will charge you more.Your rate will be increased.Keep in mind that you also may be rejected from some providers.

OK, it my first post I just explained you the basics.Hope you will enjoy reading my next posts, where we will cover in details how to save on your health, home, life and car insurance.