How to get cheap classic car insurance quotes

The good news is, there are several simple steps you can take to keep a lid on the cost of classic car insurance:

• Ask your insurer if they will offer you a lower premium if you agree to a lower mileage limit.
• Consider joining a recognised car club, as this could mean a discount of around 15% on your policy.
• Think about whether you are happy to have just third party fire and theft cover, as this can be cheaper than fully comprehensive cover. But remember that this cover is far more limited, and may not offer the same peace of mind. You should also steer clear of buying insurance on price alone, as you need to check you have the right level of cover for your particular circumstances.
• If you need to take your classic car off the road for a period of time for repair or restoration, you can make savings by taking out what is known as a “laid up” policy. This will cover the car against fire, theft or damage, provided the vehicle is kept in a garage. But as mentioned above, you must declare the car is to be kept off the road to ensure you comply with the new rules on continuous insurance enforcement. 
• Finally, as classic cars can be particularly attractive to thieves and vandals, it's vital that you take all the security precautions you can, and that you fit approved devices, and keep your car in a locked garage.