Being a parent is hard work. Anyone who has ever brought up a kid of their own will attest to this. While some children are harder to deal with than others, most will have the odd purple patch where they cause their parents no end of heartache one way or another.
When a child reaches the ripe old age of 17, their minds invariably turn towards the freedom of the open road - the desire to escape their parents clutches, get their own car, and explore the world on their own terms. Or, at the very least, find a way to get round to their mates houses more quickly!
With this desire comes nagging. They will hound you to pay for driving lessons, and to take them out to practice whenever you have a spare moment. They will beg you to get them a car for their 17th birthday. They will promise that they'll be sensible, careful, will never drive over the speed limit, and won't let certain 'bad influences' into the car with them. Realistically, they'll be lying!
Now, while practicing with your kids is all right while they're learning, letting them rush off with your own car once they have passed their test certainly isn't. If they do pass, you'd be much better getting them their own little runaround at a cheap price than letting them get behind your own wheel.
The reasons for this are fairly clear. Let's face it, kids are both irresponsible and inexperienced. This is a pretty potent mix, and can lead to serious consequences. There's a reason why young people are charged much higher rates of insurance - they cause a lot more accidents than anyone else. This is going to be even more likely if they use your car, which is probably going to be more expensive, more powerful, and therefore more difficult to handle than a cheaper, older, model you'd get for them.
If you lend your kid your car, they'll want to show off to their friends. Regardless as to how sensible they are at home, they'll probably end up going over the speed limit, and potentially driving a little recklessly. Naturally, this is more likely to happen with hot headed young men, than young women.
If you do allow your kids to drive your car, make sure you at least add them to your insurance policy first. Or you could look at alternative insurance options, like getting their own cheaper policy, if this is more affordable. Ideally, however, you'll get them their own little runaround, and will be able to insure this car under a multi car policy.
Until your kids can demonstrate that they are sensible enough behind the wheel, and experienced enough to drive safely, you'd be best to keep them away from your own car if you want to keep it safe and sound!
When a child reaches the ripe old age of 17, their minds invariably turn towards the freedom of the open road - the desire to escape their parents clutches, get their own car, and explore the world on their own terms. Or, at the very least, find a way to get round to their mates houses more quickly!
With this desire comes nagging. They will hound you to pay for driving lessons, and to take them out to practice whenever you have a spare moment. They will beg you to get them a car for their 17th birthday. They will promise that they'll be sensible, careful, will never drive over the speed limit, and won't let certain 'bad influences' into the car with them. Realistically, they'll be lying!
Now, while practicing with your kids is all right while they're learning, letting them rush off with your own car once they have passed their test certainly isn't. If they do pass, you'd be much better getting them their own little runaround at a cheap price than letting them get behind your own wheel.
The reasons for this are fairly clear. Let's face it, kids are both irresponsible and inexperienced. This is a pretty potent mix, and can lead to serious consequences. There's a reason why young people are charged much higher rates of insurance - they cause a lot more accidents than anyone else. This is going to be even more likely if they use your car, which is probably going to be more expensive, more powerful, and therefore more difficult to handle than a cheaper, older, model you'd get for them.
If you lend your kid your car, they'll want to show off to their friends. Regardless as to how sensible they are at home, they'll probably end up going over the speed limit, and potentially driving a little recklessly. Naturally, this is more likely to happen with hot headed young men, than young women.
If you do allow your kids to drive your car, make sure you at least add them to your insurance policy first. Or you could look at alternative insurance options, like getting their own cheaper policy, if this is more affordable. Ideally, however, you'll get them their own little runaround, and will be able to insure this car under a multi car policy.
Until your kids can demonstrate that they are sensible enough behind the wheel, and experienced enough to drive safely, you'd be best to keep them away from your own car if you want to keep it safe and sound!
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