骨中作乐

什么是骨中作乐？当我还没看到这张专辑的时候我以为：
1- 拿骨头来玩耍，其中的音乐是由骨头敲打出来的？是不是感觉有点熟悉了？对，tom waits有一张专辑叫做“bone machines”的，里头的敲击乐就带有骨头的味道。
2- 苦中作乐的谐音，众所周知，马来西亚的本地创作叫好却不叫座，要在这么一个艰难的环境下发片倒真的有点自讨苦吃的难处。不过做音乐的愉快抵消了一切，纵然辛苦，最起码也要做得开开心心。取名苦中作乐，贴切且幽默。

原来苦中作乐不过是缩写，全名为：肋骨中文创作乐园。肋骨是马来西亚的一间唱片公司，《骨中作乐》是旗下歌手们初试蹄声的合辑。

我曾尝试在上个星期五走遍谷中城的唱片行要买这张合辑不过，后来在星期六和红苹果出席《骨中作乐》的签唱会时聊起，才知道她也在星期五走遍了谷中城的唱片行，结果只有一间叫Rock Corner的有卖，而且是唯一一张。他们说，通常本地创作无人问津，所以进货不多。红苹果买掉了那张合辑，因此半个钟后我去rock corner时就再也找不到了。

无论如何，我还是在签唱会现场买下了。星期天的空闲我让电脑重复播放这张专辑，听听停停之际也想说一说自己身为一个普通听者(end user)的个人体验 (user experience)。专辑里头都是流行曲，多数歌曲乍听之下都还悦耳，编曲稳打稳扎，旋律好听。我听过了所有歌曲就觉得还好，《如果的事》由原作者王兰茵和洪俐芩和唱，不过我不喜欢这remix的版本，和歌曲的意境完全不搭配。钟德强的《一个人》有好听的旋律，应该很容易流行吧。陈威全的《抬起头》和《原来爱简单》都非常讨喜，我比较喜欢《抬起头》，轻快明朗的旋律，活泼的编曲颇能激起听者的心情，正如歌名“抬起头”。《向寂寞说好吗》算是专辑里头我听的比较久的一首，感情浓厚的曲调让我不知觉被牵入寂寞的淡淡情怀中，不太浓厚的感伤，适合写诗吧。《圆满结束》我也喜欢，木吉他的配乐很棒，略带沙哑的唱腔也很贴切。《明信片》的节奏感、《结束迁就》的柔情摇滚等等都很不错。最另类的可算是《你不是superman》这首歌了，一开始的过门我觉得象台湾的自然卷，不过听完整首歌就觉不那么象了。蛮好玩的一首歌，在众多流行曲调里适时挺身而出，也让我的耳朵不会太腻。

合辑的歌曲算是不错，可惜合辑的文案不够，没有歌手们的简介（虽然照片都拍到很好）。附上的歌词设计简单大方，但字体用上行书体，我个人倒是觉得不太配搭整体的设计。还有封面，很考眼力，不打斜顺着光线来看的话还以为是一片白色，这倒也没什么，可是封底背面的歌曲名字和演唱歌手拿部分也用上同样的设计就很不方便了，我每次都要看上好一阵子才看得出哪一首歌是由哪一位歌手演绎，有点气馁。

写到这里我已经听了10 遍《骨中作乐》了，很有心的创作，很有水准的歌曲和演绎。才RM29.90，我已经买了。

How to Get Lower Car Insurance Premiums

Here are some tips on how to get lower car insurance premiums:

1. Install an alarm, immobilizer and tracker in your car. When the insurance company sees that this car has fewer risks involved from theft, the computation for the insurance premium could be lowered as well.

2. Show the car insurance company that you have passed the advance driver's test. This will prove to the car insurance company that you are less adverse to an accident.

3. Don't fool the car insurance agent by exaggerating the value of your car. This will not achieve anything but could serve to annoy the agent and they just might increase your premium. When you claim the insurance money, you will only be paid for the market value of your car at the time you made the claim.

4. Maintain a good credit rating history. Having a good credit rating history means you are responsible enough to pay. This is more specifically for people who will pay their car insurance periodically rather than as a whole.

5. The cheapest kind of insurance is Third Party Only. It is cheap because it will only give minimum coverage. This type of insurance should be considered by people having a car with low value. One thing to remember though about this type of insurance is that when you have an accident, the damage to your vehicle will not be covered for repair.

6. Try to avoid having bad records on your licence as this will increase the insurance premiums.

7. Try not to add some unnecessary drivers when applying for car insurance. I.e., if you have a younger driver that also uses the car, try not to include the younger driver. Including the younger will increase premiums.

8. On the other hand if you are a younger driver, bring an adult. If a younger driver's insurance is named after an adult the premium will be lowered. The premium for younger drivers are higher because they give a perception that they are still newbie drivers and are higher risks.

By following the above tips, you should be able to make a saving on your car insuarance premiums.

You may freely reprint this article provided the following author's biography (including the live URL link) remains intact:

About The Author

John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the http://www.directonlineloans.co.uk website.

Article Source: http://EzineArticles.com/?expert=John_Mussi

Lowering Car Insurance Premiums

Here are a few tips that will help you reduce the car insurance premiums:

1. It is cheaper to get car insurance on the net. The companies who offer car insurance on the net are cheaper because the automated process costs them less to process your papers. Online car insurance companies usually offer discounts of 5%-10%.

2. Don't be satisfied with the first insurance company you see that seems to have reasonable price already. Shop around. Each insurance company has got a different way of calculating the interest rate they give you after asking questions.

3. When the insurance company offers you added insurance products do try to purchase them. I.e. the buildings and contents insurance of the car. They will give discounts when you purchase their added products.

4. Pay the insurance full. If you can pay the car insurance on full amount in one go, you can avoid paying the costly APR rates. Some companies charge a 15% rate when you pay on installments. The companies may even give a discount if you paid in full. If you are really not capable of paying the full amount, check out the company that offers the smallest APR rate.

5. "Excess" in car insurances is the amount you pay in case you have made a claim. When you increase your claim voluntary the car insurance company will reduce the premium.

6. Having a lower annual mileage will make the car insurance company lower the premium. The usual quotation of companies is for 12,000 miles a year. Try to figure out if you have less mileage than that in year. If you do, you may get a lower premium. They will check your old MOT's and service history to verify what you say.

By following these tips you should be able to lower the premium on your car insurance.

You may freely reprint this article provided the following author's biography (including the live URL link) remains intact:

About The Author

John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the http://www.directonlineloans.co.uk website.

Article Source: http://EzineArticles.com/?expert=John_Mussi

Buying Used Cars Tips

If you planed to buy an used car, it is important not only to find the car you like but you may also need to take some precautions like checking the car history, taking a test drive, knowing its book value or taking an extended warranty.

Check the car’s history

An essential factor when car browsing is to learn the car’s history. This entails finding a reliable source as to whether the automobile has ever been flooded or involved in an automobile accident. Before agreeing to buy used cars, consumers may obtain a CarFax report at www.carfax.com or by requesting that their local dealer provide a copy. There is a minimal fee involved in acquiring the report, but the findings are invaluable. For instance, the number of owners and the title status are both included in a CarFax report.

Take a drive test

Generally, used cars buyers will be permitted to take a test drive and also may think about requesting permission to take the automobile to a trusted mechanic for an additional inspection. The best way to confirm that the automobile is in the condition as stated is to take it to a mechanic, who can properly inspect used cars and locate any underlying problems. Even if most used cars are exactly as stated, when auto safety and any amount of money is involved, there is no room for error in judgment.

Know the car value

Before buying any used car, it is important to be familiar with the value of the vehicle. One way to determine an accurate value is through the use of Kelly Blue Book (www.kbb.com) and their extensive pricing system. By entering specific information about an automobile, consumers will receive instant value estimates online. In order to get an accurate value, consumers must know the make and model of the automobile, current mileage, additional features and overall condition.

Ask for an extended warranty

It may also be possible to purchase an extended warranty when you buy an used car. Because the original warranty has already expired on most previously owned vehicles, this option is available for the consumer who wants to make sure their purchase is covered. It is important to realize that the warranty is not automatically included in the sticker. In fact, the consumer should ask the dealer specifically about purchasing an extended warranty. More often than not, an extended warranty can be added into the total cost and may even be included in the financing.

Find more about used cars, Kelly Blue Book and used cars value http://www.autonews24h.com/Buying-Guides/KellyBlueBook.html

Article Source: http://EzineArticles.com/?expert=Aurel_Radulescu

Find the Free Auto Repair Manual You Need Online

You can easily get a free auto repair manual for whichever repair need you might have. You need an internet access and have to follow a certain procedure searching for auto repair manuals, but when you have done this procedure a few times it will be very easy to find the right instructions for do it yourself auto repair and it won't cost you a dime.

There are four types of automotive description documents that you will need to choose from when you want to do a repair;


General manuals

Diagnosis descriptions

Repair manuals

Maintenance manuals

General Manuals

In addition to some general manuals, most of these are related to the make. Here you can get step by step guidance on how to repair most of the makes in the vehicle market. Let's say you have a Honda Acura 2002 model and you want to find a manual for that make and model. What you do is perform the following search in a search engine: "free car manuals+Honda Acura+2002". Then you will have a long list of sites that provide you with all kinds of descriptions for your Honda Acure 2002 model, and you can choose what you want.

Diagnosis descriptions

Automotive diagnosis manuals can also be sub-divided by make and model. But it can also be divided by the area of the vehicle that is affected, for example engine intake problems, brake problems, cooling problems, exhaust problems, start or stall problems, transmission problems etc. Let's say you have a start problem. Your search would be "car diagnosis manual+ start problem", then you should get more than enough repair information to choose from. You can even get diagnostic trees where all options are covered for nothing.

You have probably more than one time heard some annoying noise from somewhere in your vehicle, without finding the source of it. This is one of the most kinky situations to run into because you don't know if it is a serious signal or just a small thing. Some websites gives you the opportunity to diagnose vehicle problems by the noise, sound and vibrating signals - and that is great. The sooner you find it the sooner you can fix it and then you can relax. When you search, you can describe the sound, for example "whine noise" or "shifter knocks" or "driveline vibration" plus car diagnosis manual plus eventually the make.

Repair Manuals

In addition to regular manuals you can also get very instructive and detailed descriptions in other internet document or websites like articles, etc. The natural way to sub-divide such repairs before searching, is by the area of the vehicle that is going to be repaired, for instance body repair, exhaust repair, suspension fix, interior repair and even general car repair.

You do the search the same way as above; "car repair manual (or description) + the area of repair and go through the list of resources you get.

Maintenance manuals

Though vehicle maintenance is closely related to your vehicle make and model, there are some maintenance issues that are pretty much common whether you have a Cadillac, VW or a Mercedes, for example changing oil, changing air filters, engine wash, fluid maintenance, tier maintenance etc. You can get access to maintenance descriptions by searching for the kind of maintenance plus "car maintenance manual (or description)" plus eventually your make and model.

I think you'll be amazed of the amount of automotive repair free stuff online.

Terje Brooks Ellingsen is a writer and internet publisher. He runs the website cheap-used-cars.w-eland.com. Terje gives advice and helps people with automotive issues like auto repair and online car auctions.

Article Source: http://EzineArticles.com/?expert=Terje_Ellingsen

国家公园 - 我们

Comparing Auto Insurance Quotes Online

Auto insurance refers to the insurance which is used for insuring the automobiles against any kind of uncertain accidents that may cause damages to the vehicle. The main purpose that the insurance serves is to give protection against the losses incurred due to accidents. Auto insurance is a type of insurance that consumers must buy to protect the life span of their vehicles and also for any kind of damages that the vehicle may suffer in an accident. Auto insurance is used to insure many automobiles such as cars, trucks and any other kind of vehicles that may need it. Different kinds of coverage are available under these insurance schemes such as Third-Party Foreign Theft and Fully Comprehensive insurance, to suit the interest and the needs of the insured.

Before buying auto insurance, it is very important that the person requiring insurance analyses the companies that provide vehicle insurance quotes. Different companies offer different quotes for the insurance of the vehicle, so the consumer must look out for the best one, which suits his needs and which proves to be highly economical. Many companies also give different discount schemes to attract more and more consumers. The consumer can save a good deal of money while purchasing auto insurance by comparing the quotes of different companies and choosing the cheapest one which satisfies all needs.

Comparing the quotes of different companies on the internet for buying insurance provides a wider platform to the consumer, where they can compare quotes from several companies and choose one among them. The main thing about choosing a quote is that the quote need not necessarily be cheap but the company must be an established one which the customer can rely on should they have an accident.

The consumer should not only compare the quotes of different companies but also the company’s reputation and their way of service. While comparing, the consumer is more acquainted with the different kind of coverage that are available and can choose among them according to the needs. Buying insurance online is the most popular way of buying insurance because it is really fast and convenient, which suits to the busy life of people who have little time to phone around the various companies to relay the details of the insurance cover they are after over and over again. And the best part is that it is free of cost, i.e. no cost is involved in gathering the quotes online from different companies.

Auto insurances are needed because of the reckless accidents that happen on our roads day after day. These can only be reduced once the certainty of the accidents is reduced. The companies quote their prices for insuring depending upon various factors like the age of person to whom the vehicle belongs, the location where the car is bought and supposedly to be used and also many other factors like whether the driver already has points on their licence. The details regarding the car, like where it is being parked, whether or not it is kept in a garage (which is supposed to have less risk of being stolen) and also the mileage of the car are also deciding factors. If the car travels less than a specific limit of miles then such cars are likely to receive some kind of mileage discounts.

Ideal Auto UK offers the opportunity to find information regarding car insurance and members can also sell used cars online. Be sure to read through some informative vehicle insurance articles also.

Article Source: http://EzineArticles.com/?expert=Justin_Brown

国家公园 - 伙伴篇

nypd 在她的部落格写了很详细的经过
mimi 也写了一些。

国家公园（耳朵洞篇）

我们从漂流餐厅乘船出发，沿着Tembiling河航行三分钟抵达河岸的小码头。Fendi说我们需要四十分钟左右的步行才到达耳朵洞入口处。一贯的雨林徒步路径，二人并行即显得拥挤的宽度，有腐木横跨的平地，或根据树根脉络形成梯级式踏脚处的斜坡。
这回大伙儿轻装上阵，短裤包鞋，手电筒矿泉水而已。当然我也带了相机，用PhotoRunner腰包安置。幸亏Tay带了一打粗布手套，我们各自穿好，把手电筒挂在胸前，开始进洞。
我们排成一列直线队伍，Fendi领队，三位女生夹在队伍中间，James 和我殿后。洞穴里头黑暗无比，洋溢着蝙蝠粪便的异味。我们踩着洞内的滑溜石头而过，手脚并用，或涉水或俯身贴着石璧穿过。来到一处中空的露天地带，水声哗哗，我的脸孔被冷冷的水滴沾上，原来外头下起雨了。我们继续迈进，前方的人总会提醒说哪一部分特别滑，哪一处需要缩骨爬行，大家都很帮忙。有几刻我停留在洞穴等前方的队伍移动，借着手电筒的余光看蝙蝠飞过，鬼魅般的影子。有一处我们必需俯身九十度而过的穴缝，头顶处就是星般零落倒挂着的蝙蝠。我只在里头随意拍了一张照片，有好些天窗般的露天洞顶处我都想借自然光拍照，可惜前方的队伍开动了，我脱下手套再打开腰包拿相机甚费时，这时一台小巧的相机显得多么有用。所以我没拍照，一直到我们爬出了耳朵洞，为James和黑黝黝的洞口拍了合照。



最后是冒雨走回来时路。竟是两番不同面貌，小径聚满了水，树叶沾水变重都低下头来。我们踩着水洼间的树根处健步如飞，还好雨林高高的密集叶群阻挡了大部份雨水，我们没带上准备好的雨衣也不至于变成落汤鸡。而且这回大伙儿见识了山蛭的无孔不入，好些朋友在抵达小码头时惊觉山蛭来袭，或洒盐或处理伤口，大家赶紧脱袜拉起裤脚检查，喧哗声奏起，好不热闹。山蛭、洞穴、雨水，我开始感觉到国家公园的原始森林。

国家公园 – 徒步篇

国家公园的清晨依然闷热，空气中的湿气添不了凉意，我们七点钟起床梳洗在渡假村的餐厅用过早餐后就和Fendi 集合，准备今早的行程﹕森林徒步至Teresek hill 和走吊桥。
走吊桥有人数限制，一次五人。为了避免因为人多而出现呆等，我们押后森林徒步。我们从渡假村出发进入森林，步行大约二十分钟后抵达吊桥入囗处，已经有好些游客聚集在那边了。阳光从密林空隙洒下，土地上明暗斑点随风晃动。




吊桥分八个部分，用九个树上平台连接，狭窄的桥面只充许一人独行，并规定前后保持五至十公尺的距离。我第一个踏上吊桥，双手扶持两旁的绳索，感受着五公尺前有人踏步向前而传送过来的震荡。一步步向前，雨林在下头，视野以内尽是茂密的林叶，偶见高人一等的大树把枝哑叶子伸展到吊桥旁，还有清切鸟鸣（抑或兽声？甚至风声？）。就是这么一番景色，我觉看见了雨林的深奥，那些青绿叶子底下，有一个充满活力的星球在旋转。




大伙儿顺利走完吊桥，畏高症没有发生。我们继续行程，往Teresek hill 走去。这段路程可说是我此行最大汗淋漓的一次，我背着相机镜头矿泉水，也不算重，应该不到十公斤吧！可森林的闷热搭上山路的崎岖，遇见我因害怕山蛭而着的厚袜长裤，汗水无法自拔。





最后登上Teresek hill ，没什美丽的风景。远方的主干山脉群峰在上午的烈日和淡淡烟雾下显得平凡，我说Teresek hill 不够高，那边的视野自然不及。拍照留念后我们下山，这回不依来时路，我们抄捷径。

国家公园–夜行篇

据说每年三月至七月间国家公园的雨量较少，因此是旅游高峰期。大量城市住客闻到了雨林的干燥而涌入茂密林叶间挥洒汗水，例如森林夜行。我们的向导Fendi说最好比预定时间提早出发，以免尾随其他游客，或被尾随，要不然一大群人聚集森林一角，手电简的光芒在林间游荡，人群的喧哗声盖过风声和虫鸣声，就没意思了。不过我们还是免不了碰上其他夜行队伍，毕竟森林夜行就是那几条路线。我们以手电筒的微弱光线为眼，Fendi的叙述为耳，浏笕过雨林最道地的公民。无毒蜘蛛有毒蜘蛛剧毒蜘蛛蟋蟀毒蛇黄蜂毒菇毛虫蛾阿里的拐杖，他们的睡眠被明目的张望。Fendi说国家公园有两千多种蜘蛛，超过八成是有毒的。关于蘑茹的毒品他没提及，只怕也不相上下。雨林生物繁多，剧毒不过是生存的手段，至于死亡，那是循环的节点。我们凝视贴在树干表面的毒蜘蛛，它毫无动静，我也不觉它的杀伤力。看来这就是热带雨林划界成国家公园后所用以面对非森林子民的温和姿态，被包装的危险。

国家公园 - 出发篇

国家公园 - 出发篇

七点半，预定大家集合在MRR2驶往Karak大道前的Project油站。两辆车子各自载人，准时抵达，还有一辆取道LDP大道来的车子不幸被困在因甲洞高架天桥整修的车龙里。大伙儿以聊天打发等待，天空阴沉沉，却掩盖不了彼此的兴奋神色。前一天同样时刻大家还在前往上班的车龙或公共交通里，周围是拥挤的空气。如今我们在天空下面，轻装待发，未来两天的时间前端是最原始最自由的空气。
八点左右，三辆车子集合在一起了。我们有两台对讲机，motorola的 talkabout T2508，分别由带头的车子和殿后的车子持领。大伙儿浩浩荡荡，一路向东。
我们停驻云顶山脚下的休息站用早餐，鉴于麦当劳还没开门，我们只好通过24小时的外卖柜台买早餐，或蹲或站吃东西，也别有一番风味。




根据路线图，我们从东海岸大道驶出淡马鲁(termeloh)的收费站后沿用普通公路往而连突（jerantut）去，抵达而连突后取道Kuala Tahan的公路。从这里开始看见国家公园的路牌，一路经过无边无际的油棕园，两条车道的柏油路，多弯道，而且其中一段路更是损坏不堪，应该是重型车辆来往而导致的柏油路面损坏。我们被迫停在路上寻找最佳的行车路线以安然驶过那些如被龙卷风撕裂的柏油路。
其实去国家公园的路线有两条，一是在而连突附近的sg Tembiling码头处乘搭马达驱动的艇子，沿着sungai tembiling去到Kuala Tahan，途中时光缓缓流过两个小时左右。另一条路线是我们选择的，即略过Tembiling码头，抄内陆公路去kuala tahan，时光在两旁的油棕叶处翻飞，不过一小时的行程。
我们十二点正抵达kuala tahan，是个小镇，旅社林立，主要的道路延伸至河口处突然腰斩就没了。联络上旅行社的负责人Rosli，他要我们把车停泊在路边，带齐行李，然后沿着道路尽头的梯级走下河边，他就在河上的漂流餐厅等待。我们走到梯级处，视野突然开阔，原来下方是乱石滩，连接泥色的河水，河水上伫立一间间的所谓漂流餐厅，它们和石头岸边的沟通是窄窄的木板浮桥。

我们排队走过了木板浮桥，把行李放在餐厅地上，和Rosli一番寒暄后就坐下来用午餐。很家常的午餐，一菜一肉一汤水一水果，自助式。不过味道还不错，大家也饿了，着实吃了不少。偶尔河潮涨起，或有船艇经过，餐厅摇晃起来，不负漂流之名。
国家公园入口处就在河的另一边，也正好是我们下榻的地方,Mutiara Resort。每间餐厅都属于不同的旅行社，绑着几艘专属的渡河艇。午饭后我们就搭上渡河艇渡岸，踏上艇的那一刻还真不易平衡，一人一人慢慢踏上去，大伙儿分两边坐好。不一会儿就到对岸，我们携带行李沿着高高的梯级到Mutiara Resort，也即是国家公园总部。（国家公园总部和Mutiara Resort 其实是两位一体）。




Mutiara Resort 很漂亮，也很宽阔，百间左右的度假屋，从登记处走到最后的度假屋是350公尺。周围鸟语花香，林木深深，不时有野生猴子、四脚蛇、小山猪游荡。度假屋是不错，里头还算宽趟，还有面对雨林的阳台。可是，我们8人下榻的hostel就远远不及度假屋了，空间不大，不过还可以放置四张双层床铺（还有蚊帐），八个衣柜。地板不平，浅浅的凹凸。公用的厕所在外头，房门外好几双木屐共我们上厕所用。可惜厕所的设备羞涩，洗脸盆竟然没有供水，直到我们如住后的好一阵子才有水供。公用厕所里头有三间洗澡间，三间厕所（一间坏掉了）。洗澡间里头就是一个花洒，简单利落。我们仿佛回到读书时代的寄宿经验，大伙儿嘻嘻哈哈，安放各自的行李。

国家公园- 酝酿篇

这次国家公园之旅的念头在农历新年期间冒起，经过一个多月的招兵买马，三月间我从网上收集相关资料，从旅游配套、住宿、活动、游客体验之谈到提起国家公园的部落格，再由nypd去旅游展(MATTA FAIR)涉猎最合适的配套，最后敲定Tahan Holidays的三天两夜配套，住宿是国家公园最好的4星级度假村Mutiara Resort。我们一行十二人，其中八人住在比较便宜的hostel里头（一间hostel最多容纳八人），另外四人分住两间较贵的challet。摊开来算，每人的旅费大约是马币三百八十块。行程定在五月十二日至十四日，借卫塞节的公共假期之便避开了大伙儿一同请假的难处（后来才发觉这牺牲了母亲节，此乃后话）。一切尘埃落定，只等五月的到来。间中我做了些准备，包括买了一双“踢不烂”徒步鞋（是的我连一双能够拥抱整个脚掌适合徒步的鞋子都没有）和一个lowepro的摄影背包（是的我打算就一个背包走国家公园）。
一直到临行前的一个星期，大家集合开会，确定了集合地点、准备事项、各人的交通接送安排等等。期待的气氛开始蔓延，大家言谈间都离不开即将到来的国家公园之行，兴致勃勃，走过商场内林立的商店时仿佛看见雨林里的茂密树林。
最后两天，我们开始根据清单进行购物：
1。 饮用水 70公升 （平均一人6公升）
2。 啤酒24罐 （平均一人两罐）
3。 natural valley granola bar 48 条 （平均一人四条，补充体力或果腹用）
4。 Snicker 巧克力条 十条 （不喜欢natural valley granola bar的人有另外的选择 ）
5。 常用药物，譬如panadol,antiseptic,驱风油，胶布等。
6。 Baygon 杀虫剂，听说对水蛭/山蛭特别有效。
7。 零食、花生少许。聊天下酒两用。
还有手电筒、干电池、雨衣、拖鞋、厚袜子、衣物等等就各自购买，我们从家乐福、佳世客买至屈臣氏，不亦乐乎。
终于到了临行前一晚，我收拾行李。这回决定只带数码相机，一台刚刚修好的EOS 300D，配上17-40 F4L 变焦镜头塞入Lowepro CompuRover摄影包部分的右边间层。把50mm F1.8 定焦塞入左边的间层，隔壁是420EX闪光灯，电池已经确认充电好了。相机的电池、充电器和电源线等就塞在中间的间层。也带了长焦镜，80-200mm F2.8L，放入Lowepro Len Case 3,打算就挂在CompuRover的腰带左边SlipLock扣袋处。另外的B+W 偏光镜和Cokin 渐灰滤镜等等塞入Filter Pocket，再放入CompuRover的储物包部分。然后是换用的衣物、袜子、梳洗用品各自就位，把背包喂饱，水瓶就挂在背包旁的扣袋，三脚架赤裸悬在背包中央处，用背包的绳索紧紧捆绑。还有第二天的从吉隆坡去大汉河口(Kuala Tahan)的路线图，我随手塞入三脚架后。为了一路上的方便拍照，也带上了Lowepro的摄影腰包photo runner。我看着准备好的行李，已经是凌晨一点了。心满意足，倦意来袭。一觉醒来就是我们出发的时候了。

Why Should You Purchase Your Auto Insurance Online?

If you’re interested in slashing your auto insurance bill in half then there’s no reason why you shouldn’t consider purchasing auto insurance online. Buying your auto insurance online is extremely easy and very convenient. The process is fast and only requires filling out a simple form. The best part is you can receive multiple quotes from several different auto insurance providers from the privacy of your own home. You can even search for a new money saving car insurance policy in your pajamas if desire to do so.

Many experts agree that most consumers overpay on their insurance policies due to a lack of shopping around. This includes vehicular insurance. Additionally they overwhelmingly endorse purchasing auto insurance online due to the ability to start your insurance application, save it, and finish later if you get pressed for time. If you’re concerned about the cost associated with receiving multiple insurance quotes don’t be. By applying online you can get multiple free car insurance quotes from one application. You’re also never under any obligation to accept any insurance quote provided – even if it saves you money.

As far as the drawbacks to purchasing auto insurance online there aren’t many. Obviously you’ll have to have access to a computer with an Internet connection and around 30 minutes of free time depending on the number of free insurance quotes you wish to receive. Keep in mind before accepting any quote that you could qualify for a bigger discount from your current auto insurance provider if you carry multiple insurance policies with them. For instance a combination of car, home and life insurance may cost less as a group when compared to purchasing individually.

It’s only natural to have concerns with the privacy of the information the insurance company requires you to fill out on their quick quote provider form. However rest assured that any information you provide is kept secure with encryption technology and will not be released to anyone else to include other insurance providers unless you agree to allow it. You can also feel comfortable in knowing that your credit score won’t be affected by applying for free auto insurance quotes online.

After you’ve found a quote that you like purchasing auto insurance online allows you to either accept the quote right then and there or you can opt to receive the rate provided in the mail. Either way you’re guaranteed to save money. A word of caution, make sure the information you provide on the insurance application is correct. Even the smallest errors can adversely affect the money saving rate that is provided.

Probably the most difficult choice will be which online auto insurance provider to choose from in order to receive your free quotes. Look for a company that has excellent customer service reviews and offers a simple application process that provides multiple money saving quotes. Finally don’t forget to check and make sure that they can actually provide an insurance quote for the state you currently reside in

Timothy Gorman is a successful webmaster and publisher of Best-Free-Insurance-Quotes.com. He provides free insurance information and offers discount home, life and auto insurance that you can research in your pajamas on his website.

Other websites operated by Tim

Cellular-Phone-Solutions.com - Free information and resources regarding cell phones and cell phone plans.

Military-Loans-Online.com – Which provides free money saving loan quotes on all of your loan needs to include home equity loan information.Article Source: http://EzineArticles.com/?expert=Tim_Gorman

Shopping For Car Loans

Well, there's nothing really complex when it comes to shopping for car loans but waiting while your application is "being processed" may sometimes be a bit nerve wracking for a few, especially to those who are either buying a car for the first time or with an urgent need for owning their own means of transportation.

If you can't come up with the money needed for the first down payment - usually twenty to fifty percent of the full amount of the car you're paying - that's the time you should start thinking about a car loan. But even if you do have money of your own, sometimes, people still prefer to go ahead and ask for a car loan because that way, they'll still have enough money in the bank and which they could later on use for unexpectedly rainy days.

Now, let's just say that you're one of those people who are in need of a car loan. You truly don't have that much money for the first down payment so for you, getting your car loan application to be approved is of the essence. Here are the steps that you should consider taking on board:

Check Your Credit Ratings - Whether you're applying for a credit card, a house mortgage or in this case, a car loan, it's imperative that you know what your credit ratings are. Credit ratings show you how the bankers and other financial institutions think of you as an individual consumer. Credit ratings indicate how good a financial risk you are and most bankers and car loan lenders base fifty percent, at the very least, of their decision on the person's credit ratings.

You don't have to wait for the car loan company to inform you about your credit ratings. You could beat them to the punch and learn about it yourself by approaching any of the credit bureaus in the country. It's usually best to take a copy of your credit report from the three major credit bureaus in the country, namely, TransUnion, Experian and Equifax. These three big guys are responsible for collecting information about your financial circumstances, your payment history and other related details.

When you receive copies of your credit reports, check immediately what your FICO scores are. FICO scores that are above 650 means that you're more than qualified not only to have your car loan application approved but also the right to have low interest rates. On the other hand, having a FICO score below 550 may mean that you have to pay higher interest rates or worse, have your car loan application disapproved.

You may freely reprint this article provided the following author's biography (including the live URL link) remains intact:

About The Author

John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the http://www.directonlineloans.co.uk website.

Article Source: http://EzineArticles.com/?expert=John_Mussi

汤杯半决赛

前天傍晚临近放工时同事ｗａｎ忽地转过头来对我说﹕李宗伟输了！我怔了一下才回过神﹕星期五四点２ＯＯ６汤杯半决塞，马来西亚对丹麦。于是我就担忧起来了，我们最强的第一单打竟然输了，而紧接下来的是丹麦最强的世界排名第一的男双。我守着汤杯官方网站的即时成绩为马来西亚打气，第二局的五次加点就连不过是看着即时比分的电脑前的我都心惊动魄，可以想像现场的激烈战况。这次我们的第一男双胜了，比分拉平。我想如此战役电视台应该会现场直播，就连上ＲＴＭ的网站，看ＴＶ２的视频。果然不负所望，ＴＶ２正现场直播，可是视频的素质不好，几乎看不见快速移动的羽毛球。也不知道是不是太多人上网看视频的关系，断断续续的视频令我看得很不是味道。后来到第二男单ｈａｆｉｚ时我忍不下去差劲的ＲＴＭ视频，直奔去楼下谷中城底层的Ｂｅｓｔ　ｄｅｎｋｉ　电器铺。原来已经很多人在那边围观了，有些甚至买了饮料坐在电器铺外头的Ｂｕｒｇｅｒ　Ｋｉｎｇ。众声沸腾，大家心系马来西亚羽球队的成败。为每一次得分欢呼，每一次失分而惋情。我站着目击了ｈａｆｉｚ的败北，大家低头叹息。随即又见证了李万华和钟滕福的险胜，大家奋力鼓掌，激昂不已。期间有三起路人问我当时的成绩如何，他们都关心马来西亚在汤杯的征途，毕竟羽毛球是我们少数能够登上国际舞台的运动之一。有一位男士问过成绩之后刚好第二男双胜了，２比２平手，由笫三单打一战订成败。他说他看不下去了，会心脏病。我也正要离开，我们相视一笑。＂ｔｈｉｓ　ｉｓ　ｔｈｅ　ｇａｍｅ＂，他转过头来抛下这句。

Lowepro CompuRover AW 摄影背包到手

托朋友从新加坡买回来的Lowepro CompuRover AW 昨天拿到了！还包括Lowepro Len Case 3 和 Lowepro Filter Pocket。比较起本地lowepro的一贯高价，这里总共只花了马币五百三十块，算是无怨无悔了。
CompuRover 比想象中大得多，不是可以当作日常背包背着去上班的那种块头。她的设计果然一流，一贯的稳打稳扎，做工用料都不错。作为一个登山用的摄影背包，摄影的底层部分有如stealth reporter 系列二或三容量，上层存放衣物的部分虽然不可能象专业登山背包般大容量，四五件衣物加一条长裤还是足够。而置放notebook的空间很不错，足以容纳17寸荧幕的笔记本，厚厚的保护层，防水处理的拉链，令人心安的感觉。背包外还包括外挂三脚架的绳索和装置，算是功能齐全。
其实我想拥有摄影背包的目的是为了外出旅行的方便，现有的lowepro stealth reporter 300 AW 是单肩背包，携带性一流，方便从包包里头拿器材出来或是把器材放回去。但是在旅行的时候，搭车或走路什么的这样的背包实在叫肩膀太沉重。
所以就动念想要一个双肩背的，而且不单单只是放置摄影器材，还要可以放一些衣物或书本的。心目中的选择是Lowepro Stealth AW II, Lowepro CompuRover AW 和 Lowepro Rover AW Plus。蛮喜欢Stealth AW II的外表，可是考虑到其容量而弃选。Rower AW Plus也不错，可以把上层的放置衣物部分和下层的放置摄影器材部分分开单独使用，可是却因没有放置笔记本的空间而作罢。最后决定了Lowepro CompuRover AW，郊游登山旅行都可用。平常的摄影活动就依旧是可靠方便的Stealth Reporter 300 AW。

cosmo

昨晚从旧同事的婚宴离开是十点半。难得的星期天夜晚，劳动节前夕，我们都怀有一种假期的挥霍时间欲望。所以我们去了KL Hilton的 cosmo 酒吧座。这还是大伙儿第一次去KL Hilton，五星级酒店果然名不虚传。内廷的宽大极尽气派，cosmo就在酒店大厅处。我们坐在面对落地玻璃窗的沙发，窗外看得见大道的车辆往来，昏黄的车头灯点点移动的灯火。侍应生给过菜单后就在旁边等待，我随意翻阅，还没到一半就目不暇给了。太多不知名的饮料，martini,cocktail,house spirit,wine,rum,vodka...等等，对于我这个没去过酒吧的人来说简直是一部看不懂的经书。所以我们请侍应生去忙她的，我们决定好后再点饮料。终究我还是没点酒，原本是想试一试southern comfort,却因不太舒适的鼻子而作罢，状态不好，没心情品尝新东西吧。
cosmo有驻唱歌手，和一个键盘手一个贝斯手。唱好听的歌曲，我听到了谭咏麟的《朋友》，U2的《with or without you》,rod steward 的 《have i told u lately》和 james blunt 的 《you are beautiful》。唱得实在不错，我们鼓掌了。我们五人一块儿聊天，我也拿了相机和nypd,mimi来玩广角自拍，嘻嘻哈哈。后来大家都累了，酒吧也打烊了，我们离开时正好是凌晨一点半。惬意的星期天晚上。